Get debt relief through customized credit card consolidation plans.

Consolidate credit card debt through our tailor made credit card debt consolidation programs. Reduce you debt burden and get rid of your credit card debt today!

Debtconsolidation123 - a non profit credit card debt consolidation company offers several credit card debt management services such as debt consolidation, debt relief, debt management, and debt negotiations. The non-profit debt management services offered are par excellence, and go a long way in providing cost effective and workable card debt consolidation solutions which not only provide debt relief, but also help the individual in paying off all outstanding dues, improving upon the credit history, and availing further credit with ease in the future. Our nationwide network of experienced credit card debt consolidation attorneys and professionals offer free non-binding non-profit based consolidation services which can effectively reduce your net payable debt by as much as 40% of what is actually owed.

Our vision is to help Americans suffering from extensive credit card debts in availing sustainable debt relief solutions and useful credit card consolidation help, which can help them reduce their emotional anxiety and decrease their financial stress levels.

DebtConsolidation123 non profit credit card consolidation and counseling services

Are you facing severe credit card debt? Do you find it very difficult to pay off your credit dues? DebtConsolidation123 provides non-profit credit card debt assistance services supporting:

• Debt counseling to analyze your outstanding dues and options available to redeem your debt
• Credit card debt consolidation programs to clear your outstanding dues
• Credit card debt negotiation to avail affordable repayment rates and waiver of late fees and penalties

Our certified team of debt consolidation attorneys and professionals assists consumers in providing cost-effective and workable non profit credit card consolidation solutions, which can reduce the overall debt burden, and make the credit card payments more affordable to repay.

Credit card debt consolidation - get help to reduce your credit card debt today

Loansstore - a credit card debt consolidation company, provides dedicated and personalized low interest credit card consolidation services that can help you to:

• Settle all credit card debts for a lesser amount than what you owe
• Resolve all credit card dues within 18 to 60 months
• Guaranteed free and non-binding services to resolve your credit card debt in totality

DebtConsolidation123 vision - credit card consolidation help for a stress free life

DebtConsolidation123 offers innovative credit card debt solutions which:

• Dramatically decreases the net payable monthly amount
• Reduce the total debt amount by seeking late fee waivers and eliminating the penalties

 

DebtConsolidation123 credit card consolidation services to reduce your debt

Many credit card consolidation companies offer credit card debt relief and debt management plans. What makes us unique are our debt consolidation packages - they are specially made keeping in mind their cost effectiveness and affordability. Our programs are designed in a manner such that they can be tailored as per your specific requirements and debt conditions.

Our debt consolidation programs include:

1. Debt settlement through debt negotiations
   Get best credit card debt consolidation by negotiating principal balance to be paid, and settling it for less than the actual debt owed.


2. Credit counseling leading to effective debt management
   Negotiating for reduced credit card interest rates and making the debt repayment easier through effective debt management counseling.


3. Debt consolidation loans
   Avail an affordable credit card debt consolidation loan after successfully negotiating with the lender to decrease the principal balance and reducing the credit card rates.


4. Credit card balance transfers
   Combine or consolidate multiple credit card debt into one through credit card debt consolidation programs, and redeem at lowered interest rates having an affordable monthly repayment plan.


5. Chapter 13 bankruptcy
   Pay back your creditors over a 3 to 5 years loan span through a bankruptcy court -approved repayment plan based upon your monthly income and expenses.

 

DebtConsolidation123 consolidation process - become debt free today!

1. Fill up the online application form and provide us your debt information.
2. Our attorneys will contact your credit card companies and have all your cards closed.
3. After you receive a confirmation that your cards have been closed (within a short time), we’ll call each of your credit card company, and request a formal meeting with the concerned person.
4. During the meeting, our experts will inform you wish to set up a debt management plan to pay off your credit card dues. Companies respond positively, since the debtor might file for bankruptcy in which case the creditor won’t receive any substantial repayment.
5. Our credit card debt consolidation lawyer will negotiate the credit card terms and conditions. The negotiations for availing a new credit debt consolidation loan will be based on:
• Lowering your interest rates
• Setting up the monthly repayment or due date
• Eliminating or waiving late fees, penalties, and late charges
• Setting up an affordable and sustainable repayment plan to pay off the debt over 2 to 3 years depending upon the outstanding balance.
• Resetting your account periodically so that the credit card company won’t report you to the credit bureaus for late payments or crossing your credit limits.
• Getting a legal documentation from the credit company stating the altered terms and conditions, interest rates, total balance owed, and the monthly repayment schedule in black-and-white. We’ll help you get your legal copy.
6. Once all the above steps are completed, we’ll help you engage with the new credit card consolidation loan, and provide guidance as well as counseling on a regular basis, as and when you need it.

Credit card consolidation - debt relief for all credit types and debt nature

Our accredited credit counselors will provide free and non-binding services to help you find the best way to consolidate credit card debt by reducing your credit card dues (standard credit cards, premium credit cards, charge cards, limited purpose cards, secured credit cards, prepaid credit cards, business credit cards, petro cards, etc) after analyzing your financial situation, determining your total payable outstanding debt, and working out an affordable and sustainable monthly repayment schedule based upon your monthly income. Loansstore’s counselors will work out an effective credit card debt consolidation plan irrespective of your credit ratings and the nature of your debt i.e. secured or unsecured debt. We ensure the plan will make your repayment process easier and more affordable. In addition, our credit card consolidation services will also provide you specialized counseling to improve your credit ratings by making regular payments.